What does Cancellation cover me for?
Although we don’t like to think about it, sometimes unexpected events happen and as a result, we are forced to cancel our dream holiday. Should this happen your travel insurance policy will reimburse pre-paid, non-refundable costs.
The majority of travel insurance policies will provide cancellation cover for the following limited reasons;
- Death, injury or illness of you or a traveling companion
- Death, injury or illness of a close relative not traveling with you
- You or a traveling companion are called for Jury Service
- You or a traveling companion are made redundant
It is worth noting there are a few travel insurance policies that offer more extensive cover. This is usually termed as; ‘cancellation due to any cause beyond your reasonable control’.
Beware, most standard travel insurance policies will not provide cover for cancellation due to death, injury or illness of a non-traveling close relative if it is related to an existing medical condition. If this cover is important to you, it may be worth looking for a policy that will offer the cover, there are a few that do.
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